Home » Vehicles between 12,000 and 25,000 for Sale

Vehicles between 12,000 and 25,000 for Sale
in Waterloo

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Estimated payment + HST & Licenses

** Estimated payment shown is for informational purposes only and does not represent a financing offer or guarantee of credit from the dealer, the manufacturer or any other lender. Estimated payment is calculated based on the information you enter in the Car Loan Calculator estimator tool. Vehicle must have a total financed amount of at least CAD 7,500. The lender will determine each buyer's applicable finance rate in its discretion based on external and internal evaluation methods of credit worthiness.

Estimated payment is calculated based on the information you enter in the Car Loan Calculator estimator tool.The total amount payable over the term is [TOTAL_OF_PAYMENTS], including a total cost of credit of [TOTAL_INTERESTS]. Amounts shown exclude applicable tax(es).

Body Type

Year

Price

Mileage

Ext. Colors

0 Results

In Transit

Stock: H14525A
VIN: 2HKRM3H36FH002651

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Honda 2015 CR-V LX | 2WD | BACKUP CAM | BLUETOOTH | AC in Waterloo
12,934
+ HST & Licenses

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Cash Price:
12,934

Finance Price:

12,934

213,545 KM. CVT, Ext: White,

Stock #: H14525A

Engine: Regular Unleaded I-4 2.4 L/144

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: White

Doors: 4
Stock: U12709A
VIN: 3CZRU6H28KM102161

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Honda 2019 HR-V Sport | AWD | ONE OWNER | SUNROOF | BACKUP CAM in Waterloo
19,365
Cash
+ HST & LicensesFinance Price 17,865

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Cash Price:
19,365

Finance Savings:
-1,500

Finance Price:

17,865

183,525 KM. CVT, Ext: Blue,

Stock #: U12709A

Engine: Regular Unleaded I-4 1.8 L/110

Cylinders: 4

Transmission: CVT

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Blue

Doors: 4
Stock: H13874A
VIN: 5FNYF8H97KB501328

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Honda 2019 Passport Touring | AWD | ONE OWNER | ACCIDENT FREE | LEATHER | NAVI in Waterloo
23,027
Cash
+ HST & LicensesFinance Price 21,527

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Cash Price:
23,027

Finance Savings:
-1,500

Finance Price:

21,527

194,969 KM. Auto., Ext: Black,

Stock #: H13874A

Engine: Regular Unleaded V-6 3.5 L/212

Cylinders: 6

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Black

Doors: 4
Stock: H14554A
VIN: 2HGFE2F23NH131234

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Honda 2022 Civic Sedan LX | ONE OWNER | CARPLAY | BACKUP CAM | REMOTE START in Waterloo
25,341
Cash
+ HST & LicensesFinance Price 23,841

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Cash Price:
25,341

Finance Savings:
-1,500

Finance Price:

23,841

82,866 KM. CVT, Ext: Grey,

Stock #: H14554A

Engine: Regular Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Grey

Doors: 4
Stock: H14521A
VIN: 2HGFE2F36NH109866

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Honda 2022 Civic Sedan EX | ONE OWNER | ACCIDENT FREE | CARPLAY | REMOTE START in Waterloo
25,848
Cash
+ HST & LicensesFinance Price 24,348

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Cash Price:
25,848

Finance Savings:
-1,500

Finance Price:

24,348

97,618 KM. CVT, Ext: Blue,

Stock #: H14521A

Engine: Regular Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Blue

Doors: 4
Stock: H14256A
VIN: 2HGFE2F22PH106974

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Honda 2023 Civic Sedan LX | ONE OWNER | ACCIDENT FREE | CARPLAY | BACKUP CAM in Waterloo
26,398
Cash
+ HST & LicensesFinance Price 24,898

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Cash Price:
26,398

Finance Savings:
-1,500

Finance Price:

24,898

90,000 KM. CVT, Ext: Black,

Stock #: H14256A

Engine: Regular Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Black

Doors: 4
Stock: H14356A
VIN: 5N1AT2MT3GC912864

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Nissan 2016 Rogue SV | LOW KMS | ONE OWNER | BACKUP CAM in Waterloo
12,843
+ HST & Licenses

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Cash Price:
12,843

Finance Price:

12,843

96,457 KM. CVT, Ext: Grey,

Stock #: H14356A

Engine: Regular Unleaded I-4 2.5 L/152

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Grey

Doors: 4
Stock: H13809A
VIN: 5NMZUDLA6JH075326

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Hyundai 2018 Santa Fe Sport LIMITED 2.0T | AWD | LEATHER | SUNROOF in Waterloo
15,117
Cash
+ HST & LicensesFinance Price 13,617

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Cash Price:
15,117

Finance Savings:
-1,500

Finance Price:

13,617

141,925 KM. Auto., Ext: White, Int: Black

Stock #: H13809A

Engine: Intercooled Turbo Regular Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: White

Interior Colour: Black

Doors: 4
Stock: U12702A
VIN: 5N1DR2MM1HC638022

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Nissan 2017 Pathfinder SV | AWD | BACKUP CAM | AC | BLUETOOTH in Waterloo
15,399
Cash
+ HST & LicensesFinance Price 13,899

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Cash Price:
15,399

Finance Savings:
-1,500

Finance Price:

13,899

165,709 KM. CVT, Ext: Red,

Stock #: U12702A

Engine: Regular Unleaded V-6 3.5 L/213

Cylinders: 6

Transmission: CVT

Drive train: Four-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Red

Doors: 4
Stock: U12753A
VIN: 2T1BURHE4HC876282

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Toyota 2017 Corolla LE in Waterloo
17,512
Cash
+ HST & LicensesFinance Price 16,012

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Cash Price:
17,512

Finance Savings:
-1,500

Finance Price:

16,012

148,815 KM. CVT, Ext: Silver,

Stock #: U12753A

Engine: Regular Unleaded I-4 1.8 L/110

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Silver

Doors: 4
Stock: H13575B
VIN: 5N1DL0MM9LC500081

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Infiniti 2020 QX60 ESSENTIAL | LEATHER | 360 CAMERA | HEATED SEATS in Waterloo
17,647
Cash
+ HST & LicensesFinance Price 16,147

Hide Pricing Details

Cash Price:
17,647

Finance Savings:
-1,500

Finance Price:

16,147

177,820 KM. CVT, Ext: Blue,

Stock #: H13575B

Engine: Premium Unleaded V-6 3.5 L/213

Cylinders: 6

Transmission: CVT

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Blue

Doors: 4
Stock: H14272B
VIN: 1FMCU9G62LUA42906

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Ford 2020 Escape SE | AWD | ACCIDENT FREE | BACKUP CAM | HEATED SEATS in Waterloo
18,680
Cash
+ HST & LicensesFinance Price 17,180

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Cash Price:
18,680

Finance Savings:
-1,500

Finance Price:

17,180

114,872 KM. Auto., Ext: Grey,

Stock #: H14272B

Engine: Intercooled Turbo Premium Unleaded I-3 1.5 L/91

Cylinders: 3

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Grey

Doors: 4
Stock: H14147A
VIN: 3N1CP5DV9PL469566

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Nissan 2023 Kicks SR | ACCIDENT FREE | CARPLAY | BACKUP CAM in Waterloo
19,625
Cash
+ HST & LicensesFinance Price 18,125

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Cash Price:
19,625

Finance Savings:
-1,500

Finance Price:

18,125

96,255 KM. CVT, Ext: Grey,

Stock #: H14147A

Engine: Regular Unleaded I-4 1.6 L/98

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Grey

Doors: 4
Stock: H14438A
VIN: WBXHT3C34J5L25999

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BMW 2018 X1 xDrive28i | AWD | PREMIUM PKG ENHANCED | PANO ROOF | NAVI | PWR TAILGATE in Waterloo
19,627
Cash
+ HST & LicensesFinance Price 18,127

Hide Pricing Details

Cash Price:
19,627

Finance Savings:
-1,500

Finance Price:

18,127

122,464 KM. Auto., Ext: Blue,

Stock #: H14438A

Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Blue

Doors: 4
Stock: H14082A
VIN: 3VV2B7AX1MM147844

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Volkswagen 2021 Tiguan COMFORTLINE | ACCIDENT FREE | LEATHER in Waterloo
19,704
Cash
+ HST & LicensesFinance Price 18,204

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Cash Price:
19,704

Finance Savings:
-1,500

Finance Price:

18,204

129,365 KM. Auto., Ext: White,

Stock #: H14082A

Engine: Intercooled Turbo Regular Unleaded I-4 2.0 L/121

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: White

Doors: 4
In Transit

Stock: U12825
VIN: 3KPF34AD7PE671659

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Kia 2023 Forte EX | BACKUP CAM | HEATED SEATS in Waterloo
20,014
Cash
+ HST & LicensesFinance Price 18,514

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Cash Price:
20,014

Finance Savings:
-1,500

Finance Price:

18,514

83,690 KM. CVT, Ext: Blue,

Stock #: U12825

Engine: Regular Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Blue

Doors: 4
Stock: U12824
VIN: 3KPF34AD4PE666077

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Kia 2023 Forte EX | BACKUP CAM | HEATED SEATS in Waterloo
20,014
Cash
+ HST & LicensesFinance Price 18,514

Hide Pricing Details

Cash Price:
20,014

Finance Savings:
-1,500

Finance Price:

18,514

83,697 KM. CVT, Ext: Blue,

Stock #: U12824

Engine: Regular Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Blue

Doors: 4
Stock: H13913B
VIN: 3VV4B7AX6JM162666

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Volkswagen 2018 Tiguan Highline | AWD | LOW KMS | LEATHER in Waterloo
20,254
Cash
+ HST & LicensesFinance Price 18,754

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Cash Price:
20,254

Finance Savings:
-1,500

Finance Price:

18,754

101,531 KM. Auto., Ext: Blue,

Stock #: H13913B

Engine: Intercooled Turbo Regular Unleaded I-4 2.0 L/121

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Blue

Doors: 4
Stock: U12739
VIN: KMHRC8A3XPU263617

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Hyundai 2023 Venue Preferred | ONE OWNER | CARPLAY | BACKUP CAM | HEATED SEATS in Waterloo
21,140
Cash
+ HST & LicensesFinance Price 19,640

Hide Pricing Details

Cash Price:
21,140

Finance Savings:
-1,500

Finance Price:

19,640

23,850 KM. CVT, Ext: White, Int: Black

Stock #: U12739

Engine: Regular Unleaded I-4 1.6 L/98

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: White

Interior Colour: Black

Doors: 4
Stock: U12667A
VIN: WA1ANAFY5L2058410

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Audi 2020 Q5 Komfort | AWD | BEIGE LEATHER | SUNROOF | BACKUP CAM in Waterloo
21,303
Cash
+ HST & LicensesFinance Price 19,803

Hide Pricing Details

Cash Price:
21,303

Finance Savings:
-1,500

Finance Price:

19,803

139,442 KM. Auto., Ext: Dark grey,

Stock #: U12667A

Engine: Intercooled Turbo Premium Gasoline I-4 2.0 L/121

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Dark grey

Doors: 4
Stock: H14501A
VIN: 2FMPK4J90MBA06457

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Ford 2021 Edge SEL | AWD | ONE OWNER | ACCIDENT FREE | LEATHER | SUNROOF in Waterloo
21,518
Cash
+ HST & LicensesFinance Price 20,018

Hide Pricing Details

Cash Price:
21,518

Finance Savings:
-1,500

Finance Price:

20,018

153,682 KM. Auto., Ext: White,

Stock #: H14501A

Engine: Intercooled Turbo Premium Unleaded I-4 2.0 L/122

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: White

Doors: 4
In Transit

Stock: U12830
VIN: 3N1CP5DV7RL562721

Contact Us

Nissan 2024 Kicks SR in Waterloo
22,293
Cash
+ HST & LicensesFinance Price 20,793

Hide Pricing Details

Cash Price:
22,293

Finance Savings:
-1,500

Finance Price:

20,793

77,506 KM. CVT, Ext: Blue,

Stock #: U12830

Engine: Regular Unleaded I-4 1.6 L/98

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Blue

Doors: 4
Stock: U12680
VIN: 3VVEX7B24RM013614

Contact Us

Volkswagen 2024 Taos Comfortline | CARPLAY | BACKUP CAM | HEATED SEATS in Waterloo
22,627
Cash
+ HST & LicensesFinance Price 21,127

Hide Pricing Details

Cash Price:
22,627

Finance Savings:
-1,500

Finance Price:

21,127

92,416 KM. Auto., Ext: Blue,

Stock #: U12680

Engine: Intercooled Turbo Regular Gasoline I-4 1.5 L/91

Cylinders: 4

Transmission: Auto.

Drive train: Front-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Blue

Doors: 4
Stock: U12752
VIN: 3VVAX7B21PM316538

Contact Us

Volkswagen 2023 Taos Trendline | AWD | ONE OWNER | ACCIDENT FREE | CARPLAY | HEATED SEATS in Waterloo
23,025
Cash
+ HST & LicensesFinance Price 21,525

Hide Pricing Details

Cash Price:
23,025

Finance Savings:
-1,500

Finance Price:

21,525

64,584 KM. Auto., Ext: Black,

Stock #: U12752

Engine: Intercooled Turbo Regular Unleaded I-4 1.5 L/91

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Black

Doors: 4
Stock: H14407B
VIN: 2C4RC1L7XJR364642

Contact Us

Chrysler 2018 Pacifica Hybrid Touring-L in Waterloo
23,130
Cash
+ HST & LicensesFinance Price 21,630

Hide Pricing Details

Cash Price:
23,130

Finance Savings:
-1,500

Finance Price:

21,630

144,312 KM. CVT, Ext: Black, Int: Black

Stock #: H14407B

Engine: Gas/Electric V-6 3.6 L/220

Cylinders: 6

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Hybrid

Category: Minivans

Exterior Colour: Black

Interior Colour: Black

Doors: 4
Stock: U12787
VIN: KMHLM4DGXRU848114

Contact Us

Hyundai 2024 Elantra Preferred | ACCIDENT FREE | CARPLAY | BACKUP CAM | HEATED SEATS in Waterloo
23,515
Cash
+ HST & LicensesFinance Price 22,015

Hide Pricing Details

Cash Price:
23,515

Finance Savings:
-1,500

Finance Price:

22,015

35,000 KM. CVT, Ext: Black, Int: Black

Stock #: U12787

Engine: Regular Gasoline I-4 2.0 L/122

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Black

Interior Colour: Black

Doors: 4
Stock: U12586A
VIN: KL79MRSL8PB187829

Contact Us

Chevrolet 2023 TrailBlazer LT | AWD | ONE OWNER | ACCIDENT FREE | BACKUP CAM | HEATED SEATS in Waterloo
23,625
Cash
+ HST & LicensesFinance Price 22,125

Hide Pricing Details

Cash Price:
23,625

Finance Savings:
-1,500

Finance Price:

22,125

70,548 KM. Auto., Ext: White,

Stock #: U12586A

Engine: Gas I3 1.3L/

Cylinders: 3

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: White

Doors: 4
Stock: U12772
VIN: KMHRC8A34SU395443

Contact Us

Hyundai 2025 Venue Preferred | CARPLAY | KEYLESS ENTRY | BLINDSPOT in Waterloo
24,096
Cash
+ HST & LicensesFinance Price 22,596

Hide Pricing Details

Cash Price:
24,096

Finance Savings:
-1,500

Finance Price:

22,596

27,871 KM. CVT, Ext: Red, Int: Black

Stock #: U12772

Engine: Regular Gasoline I-4 1.6 L/98

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Red

Interior Colour: Black

Doors: 4
Stock: U12841
VIN: KM8R3DHE3LU042001

Contact Us

Hyundai 2020 Palisade Luxury | AWD | ACCIDENT FREE | LEATHER | SUNROOF in Waterloo
24,144
Cash
+ HST & LicensesFinance Price 22,644

Hide Pricing Details

Cash Price:
24,144

Finance Savings:
-1,500

Finance Price:

22,644

159,867 KM. Auto., Ext: Blue, Int: Black

Stock #: U12841

Engine: Regular Gasoline V-6 3.8 L/231

Cylinders: 6

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Blue

Interior Colour: Black

Doors: 4
Stock: U12606
VIN: 5YFB4MDE5RP117974

Contact Us

Toyota 2024 Corolla LE | CARPLAY | BACKUP CAM | HEATED SEATS in Waterloo
24,147
Cash
+ HST & LicensesFinance Price 22,647

Hide Pricing Details

Cash Price:
24,147

Finance Savings:
-1,500

Finance Price:

22,647

74,205 KM. CVT, Ext: White,

Stock #: U12606

Engine: Regular Gasoline I-4 2.0 L/121

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: White

Doors: 4
Stock: U12653
VIN: KM8HBCAB4RU125406

Contact Us

Hyundai 2024 Kona Preferred | AWD | CARPLAY | BACKUP CAM | BLINDSPOT in Waterloo
24,725
Cash
+ HST & LicensesFinance Price 23,225

Hide Pricing Details

Cash Price:
24,725

Finance Savings:
-1,500

Finance Price:

23,225

62,274 KM. CVT, Ext: Grey, Int: Black

Stock #: U12653

Engine: Regular Gasoline I-4 2.0 L/122

Cylinders: 4

Transmission: CVT

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Grey

Interior Colour: Black

Doors: 4
Stock: U12817
VIN: 5YFBPMBE0NP346891

Contact Us

Toyota 2022 Corolla LE | ONE OWNER | ACCIDENT FREE | BACKUP CAM | HEATED SEATS in Waterloo
25,026
Cash
+ HST & LicensesFinance Price 23,526

Hide Pricing Details

Cash Price:
25,026

Finance Savings:
-1,500

Finance Price:

23,526

61,658 KM. Auto., Ext: Blue,

Stock #: U12817

Engine: Regular Unleaded I-4 1.8 L/110

Cylinders: 4

Transmission: Auto.

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Blue

Doors: 4
Stock: U12804
VIN: 5YFB4MDE5PP045588

Contact Us

Toyota 2023 Corolla LE | BACKUP CAM | CARPLAY | HEATED SEATS in Waterloo
25,445
Cash
+ HST & LicensesFinance Price 23,945

Hide Pricing Details

Cash Price:
25,445

Finance Savings:
-1,500

Finance Price:

23,945

80,724 KM. CVT, Ext: White,

Stock #: U12804

Engine: Regular Gasoline I-4 2.0 L/121

Cylinders: 4

Transmission: CVT

Drive train: Front-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: White

Doors: 4
In Transit

Stock: U12821
VIN: 3GNAXUEG5RS236668

Contact Us

Chevrolet 2024 Equinox LT in Waterloo
25,514
Cash
+ HST & LicensesFinance Price 24,014

Hide Pricing Details

Cash Price:
25,514

Finance Savings:
-1,500

Finance Price:

24,014

76,378 KM. Auto., Ext: White,

Stock #: U12821

Engine: Turbocharged Gas I4 1.5L/

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: White

Doors: 4
Stock: U12811A
VIN: 1C4PJMBX7MD184901

Contact Us

Jeep 2021 Cherokee Trailhawk Elite in Waterloo
25,958
Cash
+ HST & LicensesFinance Price 24,458

Hide Pricing Details

Cash Price:
25,958

Finance Savings:
-1,500

Finance Price:

24,458

69,349 KM. Auto., Ext: Black, Int: Black

Stock #: U12811A

Engine: Regular Unleaded V-6 3.2 L/198

Cylinders: 6

Transmission: Auto.

Drive train: Four-wheel drive

Fuel: Gas

Category: SUV

Exterior Colour: Black

Interior Colour: Black

Doors: 4
Stock: H13773B
VIN: WDD5J4HB5LN074172

Contact Us

Mercedes-Benz 2020 CLA-Class 250 | LEATHER | SUNROOF | BACKUP CAM in Waterloo
26,027
Cash
+ HST & LicensesFinance Price 24,527

Hide Pricing Details

Cash Price:
26,027

Finance Savings:
-1,500

Finance Price:

24,527

89,543 KM. Auto., Ext: Grey,

Stock #: H13773B

Engine: Intercooled Turbo Premium Gasoline I-4 2.0 L/121

Cylinders: 4

Transmission: Auto.

Drive train: All-wheel drive

Fuel: Gas

Category: Cars

Exterior Colour: Grey

Doors: 4

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The amount shown reflects an estimate of the amount that you can expect to pay in Canadian dollars. Taxes are excluded (unless selected otherwise). Photos for illustration purposes only. While we strive to ensure that the information on this website is accurate, we recommend contacting us directly to verify details and obtain additional information about the vehicle, including confirmation of prices, colors, trims, options, and other specifications.

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Vehicles between 12,000 and 25,000 for Sale in Waterloo

Vehicles between 12,000 and 25,000 for Sale
in Waterloo